A decade sounds like a long time, and it kind of is. Yet, for some reason, it seems like a decade was just a few years ago. Time flies! It was 10 years ago, on this day, that I swore an oath at the Military Entrance Processing Station (MEPS) in Columbia, SC so that I... Continue Reading →
The journey has been long and the result rewarding. Yes, you read the title correctly, folks. As of February 24, 2021 I can officially say that I am debt free! I started my debt free journey a while ago, but it wasn't until last year that I buckled down and came up with a solid... Continue Reading →
Looking back on January 2020 versus January 2021, there are very unique differences. For starters, we were not in a pandemic in January 2020. At that time my debt free journey was serious but not as intense as it currently is. Last year I was standing in a pile of debt valued at over $30,000.... Continue Reading →
What a crazy month it has been! December was anticipated to be quite different from the rest of the year so I am pleased to report that my budget is still intact. Even with the holidays I was able to pay down $3,000 on the student loans! Total Balance: $7,609.29 Last month I talked about... Continue Reading →
This month was one of those months where spending was higher than usual. My budget allows for spending, but I do not usually spend the maximum amount. With friends visiting, holiday preparations, and work trips, I was able to pay down an additional $2,900 on my student loans. Actually, that was the plan. This month... Continue Reading →
This month was really a test of how my budget and behavior worked together to keep the momentum going. October started a new Fiscal Year and something happened with my military orders that resulted in a lapse of pay. No worries. I was back-paid in the middle of the month and it was like nothing... Continue Reading →
"Sit up straight and look at me!" The welcoming committee had arrived at our van aboard Marine Corps Recruit Depot, Parris Island, SC. Ever seen a 15-passenger van emptied so quickly? Actually, I don't know how quickly it was emptied since I was the third guy who got off. I can envision two or three... Continue Reading →
Fall has arrived. It is October even though yesterday was February, or so it seems. October means a new Fiscal Year (FY) for those government and business types. A new FY brings new beginnings, new access to money, and is one step closer to Christmas. A new FY means October 1st; Walt Disney World's birthday!... Continue Reading →
The Wild Ride 